Lately on Twitter, we have been commenting more and more that it’s about the small steps you make. Those little, consistent efforts over time that get you to where you want to be. That is why we do these quarterly updates. A quarterly review is like a three-month window into what those small steps have … Continue reading Q2 2020 Review
Q1 2020 Review
We’re back! Instead of the monthly updates we had been doing in 2019 (prior to August when our resolve fizzled out magnificently), we are looking at doing quarterly updates on our finances, our networth, and interesting happenings (if any). This is Q1 2020. Finances Q1 2020 was eye-opening, not in a bad way. Q1 was … Continue reading Q1 2020 Review
2019 Year in Review – Finances and Networth Update
It has been nearly 6 months since we’ve had a blog to share, but here we are: in early 2020 and recapping what was an eventful and positive 2019. We started the year off by starting this blog and sharing our networth figures for the start of the year so it would be odd to … Continue reading 2019 Year in Review – Finances and Networth Update
July 2019 Financials and Networth Update
July was a milestone month for us! If you’ve been living under a rock, maybe you missed it but… WE PAID OFF THE HOUSE! We moved $53,000 from our Merc The Mortgage Fund into Calm’s chequing account so the financial institution could debit it on July 5th. We held the mortgage for only 282 days … Continue reading July 2019 Financials and Networth Update
Temps and Cukes Climbing
It was another week of little rain and hot temperatures. So hot in fact that we harvested the last 2 peas and the plants have died off. It was to be expected though; they are a cooler weather crop and it’s not cool anymore. Temperatures have generally been above seasonal the last few weeks. A … Continue reading Temps and Cukes Climbing
Q2 2019 Review
As the weather warmed into the year, so did our yard. One thing we realized over the winter was that our backyard is at a bit of a low spot for the neighbourhood so when the ground is frozen and there is a freeze/thaw cycle in the winter, the back lot line becomes a lake. … Continue reading Q2 2019 Review
Cuke Trellis, Activate
The big project in the garden this weekend was the cuke trellis. Cucumbers are similar to the winter squash we are growing in that they have tendril appendages that grab on to stakes, or fencing, or anything they can wrap around for support. Unlike squash, however, the cucumbers have a stronger main stem that allows … Continue reading Cuke Trellis, Activate
How We Paid Off Our Mortgage in 282 Days
This isn't our house, but it is pretty nice to look at... --- Today is July 5, 2019. At approximately 9am, the financial institution carrying our mortgage debited one of our accounts twice. First, was the standard bi-weekly mortgage payment of $231.78. Second, was a much larger amount. The larger amount was the balance of … Continue reading How We Paid Off Our Mortgage in 282 Days
Merc’d The Mortgage
This is our house. This house had a mortgage. This mortgage went ‘bye-bye’! — If you’re reading this, you already know …. we paid the mortgage off!!, which means… *cue the Dave Ramsey ‘Debt-Free-Scream’* "WEEE’REEE DEBT FREEEEEEE!" It’s a great feeling; it was quicker than we had originally expected; and, it allows us to tick … Continue reading Merc’d The Mortgage
June 2019 Financials and Networth Update
Now we’re in to summer and the weather is starting to reflect the season. This means more time spent outside and more yard maintenance obligations, which can come with its own expenses. But before we get to that, our income for this month was the standard 2-pays each. Cents was also reimbursed for about $110 … Continue reading June 2019 Financials and Networth Update
